Does paying less than the minimum count as a missed payment? Should you avoid having a high credit limit? Knowing the facts can help you make smart choices.
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Now that you have a good handle on the basic facts about credit cards—as well as the most common misconceptions—you have the tools to better manage your credit and build a strong credit history.
Did You Know?
A longer credit history means a higher score. If possible, keep your old credit cards active. Even If you don’t need them because a longstanding card can go a long way.
